Cheryl Malone

2012 – An Affordable Time to Buy a Home

ADDED February 21, 2012 0 COMMENTS

A combination of historically low mortgage rates and declines in home pricing are resulting in the most affordable home market in two decades. This is great news for home buyers, provided they are able to qualify for a loan. Stricter guidelines and qualifications may make getting a home loan more challenging, so potential home buyers…Read More »

“Robo-Signing” Agreement Assists Homeowners

ADDED February 16, 2012 0 COMMENTS

Mortgage lenders are in the news again, only this time it’s not Freddie Mac and Fannie Mae in the hot seat. If you purchased a home through GMAC (now Ally Financial), Bank of America, JPMorgan Chase, or Citibank, you may want to take note. Last week’s settlement of $25 billion is proposed to aid homeowners…Read More »

All Woman Build – Habitat for Humanity in Medford !

ADDED February 15, 2012 0 COMMENTS

I am currently involved in a great project… The All Women Build here in Medford.   Habitat for Humanity works in partnership with low-income families, volunteers, donors, and organizations to receive donated materials, volunteer lab or and generous financial gifts.  This home will benefit a local mother and her 3 children and will be starting construction…Read More »

Buying & Selling a “Green” Home

ADDED February 15, 2012 0 COMMENTS

While the decline in new home construction may have some feeling “blue,” those of you who embrace a “green” lifestyle will be excited to hear about the latest projections. “Green” remodeling is a growing trend in the real estate industry! In fact, McGraw-Hill Companies, revealed last week that 17% of residential home building in 2011…Read More »

Landscaping – A Key to Selling Your Home

ADDED February 10, 2012 0 COMMENTS

When you meet someone for the first time – what do you notice?   If you’re like many of us, that initial impression is largely determined by outside appearance. Believe it or not, that concept rings true with your home, too! That’s right, your home can foreshadow clues regarding your personality and sense of style,…Read More »

Resources for Avoiding Home Foreclosure

ADDED February 8, 2012 0 COMMENTS

Home ownership can be a heavy responsibility at times… especially when times are tough.  It can be challenging to find help when times are difficult due to a  decrease or loss of income, illness, unexpected disaster or home repairs, or personal crisis such as separation or divorce.  Add to that a reduction in home values, and…Read More »

Finding A Good Real Estate Agent

ADDED November 1, 2011 0 COMMENTS

What To Look For In A Real Estate  Agent… In today’s market, getting into the right house can be easy… if you work with the right team of professionals.  I work closely with a great loan officer who gets the job done.  Once you are pre-approved, it is just a matter of finding that right…Read More »

No Money Down – Yes 100% Financing Is Available.

ADDED November 1, 2011 0 COMMENTS

Little Or No Money Down – What A Deal If you want to buy a house with no money down, you have come to the right place.  Luckily, there are programs out there that allow 100% financing. Many people today have lost their retirement investments or equity in their homes, but still make enough money…Read More »