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Can Your Credit Effect Your Home Owners Insurance ?

Can Your Credit Effect Your Home Owners Insurance ?

Ever wonder why your insurance agent wants your social security number?   Many people don’t realize that your credit score can effect your homeowner’s insurance as well as your automobile policy. Discounts  Insurance companies will give discounts on your homeowner’s…

FHA Changes Make it Easier To Buy Your Home

FHA Changes Make it Easier To Buy Your Home

If you have recently lost your home in a foreclosure, short sale, or bankruptcy, and are looking for a second chance at purchasing a new home, you’ll be excited about this news. Last month the Federal Housing Administration (FHA), recently…

Your Home and Town Influences Market Value

Your Home and Town Influences Market Value

Although the recently released NAHB/First American Improving Markets Index (IMI) illustrated decreases from April’s 273 to 258, news throughout the United States continues to bode well. The National Association of Home Builders (NAHB) even feels confident about the future of the…

Tips For Selling Your Home

Tips For Selling Your Home

Most buyers buy on emotion.  There are some simple things that play a key role in how your potential buyers will feel when they first enter your home.  The most importatnt part of marketing your home is the buyer’s first…

Should You Remodel Your Home?

Should You Remodel Your Home?

Is your home no longer the home of your dreams? Do you look around your home with your partner and constantly see outdated rooms and projects that you would love to see completed? If you answered yes, you need to…

Are You Aware of Your Home Mortgage Options

Are You Aware of Your Home Mortgage Options

Have you considered refinancing your home lately? If so, you are not alone. According to the Freddie Mac Quarterly Refinance Report, many homeowners throughout the United States lowered monthly mortgage payments, shortened the length of their loans, and utilized fixed…

Most Agree Buying A Home is a Good Idea

Most Agree Buying A Home is a Good Idea

Buying a home is a good financial decision?  That is the question.  A study by the National Association of Realtors®, most by buyers would say “yes”. In 2013 a survey showed that 8 out of 10 Americans believed buying a…

Report Indicates Stronger Market For Your Home

Report Indicates Stronger Market For Your Home

Whether you are trying to sell your home or are hoping to buy, the latest report from Fannie Mae’s Economic & Strategic Research Group shares a positive outlook. The Group report indicates a marked increase in consumer spending since 2010…

Choosing to Improve Your Home

Choosing to Improve Your Home

If you want to make improvements to your home, you may want to take a second look at Houzz.com. Cited as a source for inspiration and collaboration and research for home owners everywhere, Houzz is also a source for hiring…

Will Creeping Mortgage Rates Affect Your Home?

Will Creeping Mortgage Rates Affect Your Home?

Despite that fact that mortgage rates are slowly creeping higher, Freddie Mac reports that they are still low enough to allow high home-affordability for your home. In fact, home sales continue to rise and new construction is being completed nationwide…

Don’t Forget To Inspect Your Home in the Excitement!

Don’t Forget To Inspect Your Home in the Excitement!

Finding the right home, your home, can be an exciting time.  So exciting that sometimes home buyers forget some essential steps.  One of those steps is completing your home inspection. Before the sale is closed and the deed transferred, you…

Keep Your Home Safe While on Vacation

Keep Your Home Safe While on Vacation

Nice weather… time for fun !  Summer always brings vacation plans and whether it is a short day trip or a full blown get-away, you don’t want to spoil your memories when you arrive back home to any unwelcomed surprises.   5 Things To Remember…

Mortgage Rates and Your Home Options

Mortgage Rates and Your Home Options

Curious about how rate changes may affect your home buying experience? Higher rates may result in adjustments needing to be made on the amount of loan you qualify for, so be sure to discuss your individual situation with a lender,…

Mortgage Rates Drop -Time to Buy or Sell Your Home?

Mortgage Rates Drop -Time to Buy or Sell Your Home?

If you were worried about the effect current mortgage interest rates may have had on your home for sale, you may be feeling a little better this week. As of July 18th, 2013, the Freddie Mac Primary Mortgage Market Survey(R)…

Win With Multiple Offers

Win With Multiple Offers

With the lack of inventory in the market right now and you are ready to buy your home, there are some important things you should know. Make an offer, a good offer… When you find the perfect home. Don’t loose out trying to…

Being Credit Smart With Your Home

Being Credit Smart With Your Home

The housing market and what it means for your home is definitely a hot topic of late.  No matter where you turn, you can catch an “expert” discussing historical growth, the housing “bubble” or market scarcity and options for buying and…

Good News For You and Your Home

Good News For You and Your Home

Inventory may be down, but that doesn’t mean you won’t be able to buy your home. If you have been seeking to purchase a home and have been disheartened by the lack of available properties, cheer up, more inventory may…

Buying Your Home and BackUp Offers

Buying Your Home and BackUp Offers

As a potential home buyer, you may have started to wonder how and when you are going to find your home… your perfect home. The home that calls your name and makes you feel like you could never leave. The…