So, you want to buy a home in Medford, Oregon? The process of buying a home can be easy, if you are prequalified and teamed up with the right professionals. The first step in buying a home is talking with a lender. It is important that you know how much you can afford, before you go out “shopping” for a new home. Once you know what fits your budget, the rest should be easy.
Working with the right lender – loan officer is one of the most important things you can do. If they can’t get your loan approved, the deal won’t close – then everyone is disappointed. Try and use a local lender and one that your realtor knows can deliver.
There are many different loan programs available right now. A good loan officer will pick the best one for you. There is 100% financing available through the USDA and VA programs. There are many first time homebuyer programs available with little money down.
Getting prequalified can be done over the phone or in person. It is easier than most people think and with the low interest rates many are surprised that they qualify for more than they thought !
IF YOU WANT TO BUY A HOME IN MEDFORD, OREGON then give me a call at 541-951-1960 I can put you in touch with a great lender and help you through the whole process – you won’t be disappointed!